Challenging predatory credit card claims
We force third-party debt buyers to prove they own your debt. If they lack the original paperwork, they have no case.
Three lines of defense
We analyze every angle of your credit card summons to find the procedural errors that derail collector lawsuits.
Halt all harassment
Demand the paperwork
Enforce private arbitration
Once you retain our firm, federal law requires collectors to stop calling you. All communications flow directly through our legal team.
Third-party debt buyers rarely possess the original contract or chain of title. We force them to prove their legal standing.
We audit card agreements for arbitration clauses. Forcing collectors into private arbitration often makes their lawsuit too expensive to pursue.
Your step-by-step defense
Summons audit
Formal response
Evidentiary challenge
We review your court papers to check for improper service and verify the filing timeline under your state's statute of limitations.
Our team files a strategic answer to the lawsuit, denying unsupported allegations and asserting your consumer rights.
We demand original proof of the debt balance and ownership. If the collector cannot produce it, we move to dismiss.
Silence the debt collectors
Do not ignore the court summons. Let our legal team review your paperwork and build an actionable defense today.